Skip to content
BankAim

The Bullseye of Banking

Primary Menu
  • Home
  • CD Rates
    • Highest 6 Month CD Rates
    • Highest 12 Month CD Rates
    • Highest 2 Year CD Rates
    • Highest 3 Year CD Rates
    • Highest 5 Year CD Rates
    • Highest 6 Month Jumbo CD Rates
    • Highest 12 Month Jumbo CD Rates
    • Highest 2 Year Jumbo CD Rates
    • Highest 5 Year Jumbo CD Rates
  • Credit Cards
    • 0 Interest Credit Cards
    • Business Credit Cards
    • Low APR Credit Cards
    • Frequent Flyer Credit Cards
    • Rewards and Cash Back
    • Student Credit Cards
  • Checking
    • Checking Account Promotions
  • Savings
    • Savings Accounts
    • IRA Accounts
    • Money Market Accounts
  • Mortgage
    • Mortgage Rates
    • Mortgage Calculator
    • Mortgage Help
    • Mortgage Amortization Calculator
  • Student Loans
    • Student Loan Consolidation
  • Personal Finance

Tag: Mortgage Tips

  • Home
  • Mortgage Tips

5 After Mortgage Don’ts That Can Save You Money

Buying your first home can make you feel like you’re on top of the world. This feeling is even made more wonderful if you know that you got a good deal on the house, plus you were able to find the best mortgage rate in your state. However, the home buying process doesn’t stop until […]

Posted in Tips Tagged mortgage do's,mortgage don'ts,Mortgage Help,Mortgage TipsLeave a comment

6 Smart Tips To Get The Best Mortgage

Home mortgages can stick around for as long as 30 years. Don’t regret the mortgage you got yourself into because of lack of research. Here are six smart moves you can do before getting a mortgage. These steps just might save you thousands of dollars. 1. Scrutinize Your Credit Report It’s common knowledge that a […]

Posted in Mortgage, Tips Tagged best mortgage rates,Mortgage,mortgage deals,Mortgage TipsLeave a comment

What You Should Know About Adjustable Rate Mortgages

Dying to move out of your apartment and into your first home? Getting a home loan can help you achieve your dream. However, when purchasing a house, it’s important to know about the ins and outs of the mortgage you’re planning to get. One important factor that must be considered is the interest rate on […]

Posted in Tips Tagged adjustable rate mortgage,ARM's,Mortgage,Mortgage TipsLeave a comment

10 Sensible Tips To Save On Mortgage

It has always been part of the American dream to own a home. Once a young adult graduates and finds a secure job, the one thing that will always be on his mind is getting his first house. Often, a person who purchases a home for the first time and with little investment experience, will […]

Posted in Tips Tagged mortgage savings,Mortgage Tips,saving on mortgage,tips on mortgageLeave a comment

What is Yield Spread Premium (YSP) on a Mortgage?

Yield Spread Premium (YSP) is a factor of the loan which will affect either the rate you receive or the money going into the loan officers pocket.  There are many misconceptions about what YSP really is.  Many people think that YSP is a way for brokers or loan officers to simply make more money, and […]

Posted in Mortgage Tagged Mortgage,Mortgage Tips,Yield Spread Premium,YSPLeave a comment

What is DTI (Front and Back End Ratios for Mortgage)?

When you are in the middle of the mortgage application process you may hear the terms DTI or ‘front end ratio’ and ‘back end ratio’ being thrown around. Your income plus monthly debt burden will help determine how much house you can afford.  The front end ratio and the back end ratio are the calculations […]

Posted in Mortgage, Personal Finance, Tips Tagged Debt to Income,DTI,Mortgage,Mortgage Tips,Personal FinanceLeave a comment

What is Private Mortgage Insurance (PMI)?

A commonly misunderstood part of a mortgage is PMI or Private Mortgage Insurance.  In this article we will break down what PMI is, but first let me tell you what it is not. What PMI is NOT. Some people, often times first time home buyers, believe that Private Mortgage Insurance is a policy where if […]

Posted in Mortgage, Personal Finance, Tips Tagged Mortgage,Mortgage Tips,PMI,Private Mortgage InsuranceLeave a comment

Do Not Listen to Mortgage Company Referrals.

If you are in the market for a mortgage, whether it is for a refinance or a purchase, chances are you start looking for a mortgage company by asking your friends. Many of your friends will tell you to avoid certain companies and others will tell you their experience with a certain company was great. […]

Posted in Mortgage, Personal Finance, Tips Tagged Finding a Loan Officer,Mortgage Companies,Mortgage Referrals,Mortgage TipsLeave a comment

Do Not Be Fooled By Radio Mortgage Ads

Some of these radio ads I hear for mortgage rates and mortgage offers just make me laugh. I worked as a loan officer for 5 years so I know the reality behind the sneaky little marketing tricks mortgage companies try to pull on radio listeners every day. Here is one for you… “We will pay […]

Posted in Mortgage, Personal Finance, Tips Tagged Mortgage Tips,No Closing Cost Mortgage,YSPLeave a comment

Retirement Accounts

  • IRA Retirement Accounts

Copyright All rights reserved - BankAim | Theme: Bizprime by Themeinwp

Close
Menu
  • Home
  • CD Rates
    • Highest 6 Month CD Rates
    • Highest 12 Month CD Rates
    • Highest 2 Year CD Rates
    • Highest 3 Year CD Rates
    • Highest 5 Year CD Rates
    • Highest 6 Month Jumbo CD Rates
    • Highest 12 Month Jumbo CD Rates
    • Highest 2 Year Jumbo CD Rates
    • Highest 5 Year Jumbo CD Rates
  • Credit Cards
    • 0 Interest Credit Cards
    • Business Credit Cards
    • Low APR Credit Cards
    • Frequent Flyer Credit Cards
    • Rewards and Cash Back
    • Student Credit Cards
  • Checking
    • Checking Account Promotions
  • Savings
    • Savings Accounts
    • IRA Accounts
    • Money Market Accounts
  • Mortgage
    • Mortgage Rates
    • Mortgage Calculator
    • Mortgage Help
    • Mortgage Amortization Calculator
  • Student Loans
    • Student Loan Consolidation
  • Personal Finance
Search