It’s advisable to check your credit report at least once a year to gain an understanding of how your credit score appears to your creditors. The thing is, when we do check our reports, we have trouble making sense of it. So how do you read a credit report? There are four main parts to […]
Using Prepaid Credit Cards to Build Credit
First of all the question needs to be asked, does using prepaid credit cards build credit? The answer is yes and no. Prepaid credit cards are simply cards you use to spend money you already have. They are exactly like a checking account debit card except without the checking account. Because of the nature of […]
How to Build Credit or Repair Poor Credit
Learning how to build your credit properly is vital if you want strong credit. Starting with no credit at all or trying to repair very bad credit both rely on the same basic principles. In each scenario you need to follow the same guidelines in order to build strong credit. The big difference is that […]