Everybody dreams of having their own house where their families can live together. It is very difficult to have or even build a house today and thus those who want to have their own would go to financial institutions such as banks in order for them to get mortgage loans. People are very careful in picking the right bank since a mortgage is one of the biggest loans you can make so it’s only right to get one at an institution which you know will care for you.

HSBC is one of the leading financial institutions that offer outstanding services to its customers. They have a strong capital and lending policy that they are quite known for. So for those who want the best mortgage rates then this is the place to go to.

They have good mortgage options for their premier clients. A common choice is the fixed or variable mortgage rate. It is a lock in rate with the right fixed mortgage. So what are the current rates HSBC now has? For the 15 year conforming purchase, the rate is 3.125% with an APR of 3.348% while for the 15 year conforming refinance, the rate is 3.250% and an APR or annual percentage rate of 3.475%. On the other hand, a rate of 3.875% and an APR of 4.007% are for the 30 year conforming purchase. The rate for the 30 year conforming refinance is 4.000% with an APR of 4.134%.

Those who will be choosing the fixed mortgage rates with these annual percentages will certainly be able to get the dream house of their own at prices they can afford. With HSBC, people can have houses and live a life full of happiness without worrying too much on their monthly payments. In the end, those who are interested should now go to HSBC and inquire all about the loans and mortgages.

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