The holidays have indeed been a blast! Crazy parties left and right were the scene, but now that the festivities are over and everyone’s already settled in and are preparing back to the regular days. Post-holiday bills are often a drag that could ruin your spirits. Now it’s time to remedy this dilemma, so you won’t need to have a lousy year opener. With Velocity Credit Union’s Holiday Loan Offer, you can still have the holiday spirits intact regardless of the post-holiday bills you may have.

The Promotional Offer

Velocity Credit Union’s Holiday Loan offers loans ranging from $500-$5000 with terms up to thirty-six months. That’s three long years to pay the loan with an interest rate of only 6.49% Annual Percentage Rate with a Member Rewards Discount. What’s even better about this offer is that unlike other credit unions that are offering somewhat the same loans, Velocity offers this holiday loan in fixed and stable terms and conditions. This means that you can be assured that as the duration of your loan progresses, your loan will still be subjected to the same rate. Other credit unions have variable rates plus hidden fees. That way, as time flies the rate of 6.49% will still be the same until you make your payment. With this offer, you can easily go back on track without any worries.

Additional Perks for Members

Of course, the offer gets better when you are already members of this union. Every member is entitled to their Member Reward’s discount which is .50% off on your next loan with certain exceptions to Real Estate loans, Quickloans; share secured and certificate secured loans. They also have the following perks for their members:

• .25% discount with 20% down payment on eligible secured loans
• .50% discount when you purchase a Credit Union repossessed vehicle
• .25% discount for Elite Rewards members
• .10% discount on Home Equity and Home Improvement loans when payment is automatically withdrawn from your Velocity checking or share (savings) account.
• .25% discount on Home Equity loans when Velocity Credit Union is the first lien holder on the property.

The maximum Rewards rate reduction for Home Equity and Home Improvement loans is 0.25%

About Velocity Credit Union

With an initial vision of serving the City of Austin employees, Velocity Credit Union has gradually molded itself to serving people on a nation-wide scale from its humble beginnings in 1947. And up to date, Velocity has still maintained the ideas of cooperation, self-help, and independence in all its dealings. With this in mind, your post-holiday bill is just one less thing to worry about.

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