Planning to purchase a home as your holiday gift to yourself and your family? You might want to consider getting a mortgage with Affinity Plus Credit Union. Their current rate for a 30 year fixed mortgage is at 4.195% APR which is a fair rate. Although there are other providers who can offer a lower interest rate, there are some perks which just might make you want to seal the deal with them.
Should you decide to get a mortgage with Affinity Plus, there are two options you can choose from to make the loan burden lesser for you. First, you can choose to have no closing costs but your APR will increase by 0.25%, or you can opt for a reduced closing cost of $1,499 and have no rate increase.
This offer is valid only for a first time mortgage and all loan products will be subject to approval.
Benefits of Taking a Mortgage and Refinancing With Affinity Plus
Affinity Plus Credit Union not only offers a reduction in your closing costs, but they also offer other services to make your loan application as easy as possible. They have a Preferred Realtor Program that will help you find the home that you need at a reduced cost. The Credit Union guarantees that you will certainly pay less in realtor fees. Home buying workshops are also available for the education of their borrowers, and of course, closing costs will not remain a mystery since the amount will be revealed to you from the very beginning.
The following individuals are eligible for membership with Affinity Plus Credit Union:
* employees and students of the state of Minnesota
* member of The University of Minnesota Alumni Association
* lives, works or worships in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton
* is a Minnesota Twins employee, or a family member of a Minnesota Twins employee
* or is a relative or housemate of any eligible person or current member
If you do not belong to any of these categories, you can also be a member by paying a one-time $25 fee to the Affinity Plus Foundation.
About Affinity Plus Credit Union
Affinity Plus Credit Union has its roots since 1930 and today it has over 126,000 members with assets of over $1 billion.