Money can’t buy happiness, but it can get you to purchase a new house. And since Valentines Day is fast approaching, what better way to show your love than to provide your family their dream home?

Let’s face it – no one really buys a house and pays for it in one go. That’s why mortgage lenders exist. They help finance your home, while you pay off the whole amount in monthly terms. This is why choosing the right mortgage lender becomes very important. With all the lending institutions out there, how will you ever get to pick one that’s right for you?

With over four decades of experience, The Money Store has been in the mortgage business, making a name for itself in the long run. Today, it offers one of the most competitive mortgage rates in the country.

Mortgaging with The Money Store

The most common mortgage scheme that people would go for is the 30-year fixed mortgage. This gives them the ability to pay off the loaned amount on an average budget, without fear of incurring additional growth on their monthly payments. Currently, the Money Store offers a rate of 3.750% and an APR of 3.854%. This is more or less close enough to the National base rate of 3.89% APR in the whole country. Certainly, there may be other lending companies that offer much lower rates than this. Such example is Amerisave’s 3.487% APR. But with the Money Store’s proximity to the National average rate, you can still secure yourself with the fact that they offer reasonable and competitive rates.

If you plan to pay off the mortgage on a 15-year fixed scheme, you will be given a rate of 3.125% and an APR of 3.280%. A 5-year Arm has a rate of 2.750% and APR of 3.031%, while for the same Arm of 7-year gives you a 3.125% rate and 3.153% APR.

Jumbo terms are also available as follows: 15-year fixed Jumbo rate of 3.375% and APR of 3.492%, and a 30-year fixed Jumbo rate of 3.875% and APR of 3.945%.

With all these offerings, you really won’t be at loss of options for your mortgage needs. The only thing that’s left for you to do now is to find a creative way to surprise your family with your amazing Valentines gift to them.

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