Today, everything has become very accessible especially in terms of money matters because of the availability of credit cards. Almost everyone has credit cards that they can use every time they shop, pay bills or pay anything for that matter. People rely heavily on credit cards and those who are thinking of applying for a new one should carefully consider which card offers the best features. If there is one card that many people trust, it is the BBVA Compass Visa Signature credit card.
One reason for an individual to get this card is the fact that there is no annual fee for it. Owners will not have to worry about annual payments because it is free of charge. In terms of the annual percentage rate or the APR for all purchases, its introductory rate is 0% for the first six months and after that the APR will be from 9.24% to 13.24%. So for the first six months, the card holders will not be anxious with the interest especially if they shop till they drop and use their BBVA Compass Visa signature credit card. Also, the APR will be based on the owner’s credit worthiness and on the Prime rate in the market which is very fair to those who will be using the card. In terms of balance transfers, the APR for it is 0% to 3.99% for a year and based also in the worthiness of the credit.
Other advantages in using the BBVA Compass Visa Signature credit card include special discounts and savings. Holders of this credit card will receive discounts in traveling and other complimentary upgrades.
In terms of late payment and over the credit limit, a penalty of only up to $35 is only required. These are just some of the penalty fees that credit card holders will pay in the BBVA Compass Visa Signature credit card.