People would always make it a point to find the best kind of credit card for them to acquire and use at the same time. There are many banks and other financial companies that are offering all kinds of credit cards for their members and customers to grab and use. In order to remain competitive, banks give it all they’ve got, and right now Capital One is offering some of the best rewards in terms of credit cards.
About Capital One
Capital One is a diverse and well-established bank that has many branches all over America. This is the kind of bank that offers a wide array of financial services and products to clients, consumers, and even small businesses. Those who need financial help will surely get it in Capital One but if there is one famous service that people are availing of right now, it is definitely the Capital One Credit Card with cash Rewards.
Capital One Credit Card with Cash Rewards
Anyone with a good financial status and record can apply for the Capital One Credit Card with Cash Rewards. This kind of credit card can be used anytime, anywhere. So what are the perks and benefits you can avail of with this card?
The first benefit is that there is no membership fee. Say goodbye to sudden charges to your card at the beginning of the year. No membership fees means huge savings for anyone. Those who will be having this card will not have to worry on how much they will be spending for the membership alone.
The second benefit is that the APR on the purchases is 0% up to June 2013 and will be 12.9%-20.9 % after. Which is why it’s best to get this card as soon as possible so you can avail of the 0% APR for a longer time. This gives you a long time frame to acquire items using installment without having to worry about interest. Cash advance APR is a variable of 24.9% and the late penalty fee will only just be up to $35 which is very minimal as compared to the other credit cards.
And the third and best benefit about this card is the rewards. There will be a 50% bonus on the different cash backs every single year and a $100 one-time bonus for those people who will be able to spend $500 during the first three months of purchasing and using the credit card. These cash rewards are very good bonuses to grab indeed.