Two credit unions continue to hold the top spot for offering the highest CD Rates in the nation. Most credit unions have too many requirements for the average person but Fort Knox Federal Credit Union and Melrose Credit Union have made it easy for the average person anywhere in the U.S to apply for their CDs.

These rates continue to hold steady for the week of July 26, 2010. To find all of the current CD Rates, be sure to view our CD Rate tables.

You have to become a member with both of these credit unions before you can gain access to their top CD rates. Both credit unions have a low joining fee, which may start to eat into your earnings if you plan on only investing a small amount of money.

Your deposit at Fort Knox and Melrose Credit Union are insured by the National Credit Union Administration (NCUA), which is like the FDIC for banks.

You can always compare the best CD Rates from many banks and credit unions in our database.

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