We’ve just arrived at the start of July and it’s always interesting to see what a new month holds for mortgage rates. At the close of last month, our leading contender was Ever Bank with a low rate of 4.238% on a 30 year fixed mortgage. Now, Ever Bank’s rates have risen to nearly 3 points with a 4.500% rate on the same mortgage.

With Ever bank out of the lead, a new contender for low mortgages arises with 4.488% from Aimloan.com. Sure it’s still higher than last month’s 4.2, but nevertheless, it’s still the lowest we’ve got at this start of the month.

Aside from the 4.488% with the 30 year fixed mortgage, Aimloan provides a 3.250% rate on a 15 year fixed mortgage, and 2.250% rate for a 5/1 ARM. These rates do vary depending on the amount of loan you decide to take on. Finding out just how much (or how little) your rate will be is convenient since a rate calculator is available at their website.

Aimloan.com is an Internet direct lender using technology to provide lower rates and more convenient service to their customers. It’s system eliminates the mortgage broker and the loan officer, allowing consumers to save on costs. Plus, automatic underwriting services further decrease costs. Since it’s beginnings in the ripe year of 1998, Aimloan.com has since funded over $9 billion to about 33,000 customers. It is federal and state regulated and is licensed with Freddie Mac, Fannie Mae and 46 state licensing agencies.

Aimloan.com is available to almost anyone nationwide, serving a good 46 states with just a few clicks of the mouse. Service is unbelievably fast as it only takes 20 minutes to complete an online application, plus approval comes in just 60 seconds! Talk about speed.

Since Aimloan.com recognizes the need for quality service, customer service is dedicated in helping you get the loan that you need without the added hassles. With their competitive rates and ease of use, Aimloan can be every American’s answer to their dreams.

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